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Cake day: June 30th, 2023

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  • creditors would do their due diligence and try to assert that you would be able to pay back your loans by doing many of the same things they do now.

    In the Netherlands this would boil down to:

    • proof of employment (pay check and statement from your boss)
    • summary of outstanding debts

    That’s it. The BKR system only tells you any outstanding debts (such as a car or phone to pay off) or if you stil owe significant money to debtors. It doesn’t tell you how long you’ve been a good citizen.