minus-squareclutchmatic@lemmy.worldtoToday I Learned@lemmy.world•TIL personal credit scores only started in 1989linkfedilinkEnglisharrow-up1·9 months agoBank-internal credit scores existed since 1965 at Citibank… Then some Citibank employees formed their own company, FICO, to sell scores to banks without data or computing power to do so linkfedilink
minus-squareclutchmatic@lemmy.worldtoSelfhosted@lemmy.world•Recent upgrade to my PLEX home serverlinkfedilinkEnglisharrow-up2·1 year agoIn essence those are just a PC, switch, NAS, and UPS… linkfedilink
Bank-internal credit scores existed since 1965 at Citibank… Then some Citibank employees formed their own company, FICO, to sell scores to banks without data or computing power to do so