I used to live in a condo and the management company charged a fee if I used ACH from a checking account but nothing if I mailed in a check. My bank would mail checks for free so I did that. It seemed much less convenient for them to have to open and cash all those checks but that wasn’t my problem.
I still do this for places that charge fees for credit cards. My credit union calls it “Bill Pay”. It is free so long as I do some small number of transactions per month – I think four.
I do this for our water company, it’s like $3 to pay it online via any method, but free for my bank to print a check and mail it to their office. I’m sure it costs more than that $3 to open the check, deposit it, and credit my account for it.
I used to live in a condo and the management company charged a fee if I used ACH from a checking account but nothing if I mailed in a check. My bank would mail checks for free so I did that. It seemed much less convenient for them to have to open and cash all those checks but that wasn’t my problem.
I still do this for places that charge fees for credit cards. My credit union calls it “Bill Pay”. It is free so long as I do some small number of transactions per month – I think four.
I do this for our water company, it’s like $3 to pay it online via any method, but free for my bank to print a check and mail it to their office. I’m sure it costs more than that $3 to open the check, deposit it, and credit my account for it.
Now that’s some bullshit! A few for ACH should be illegal!