What if someone just wants to have a place to live and doesn’t want to pour money into the global extraction machine that index funds are?

Also saving $500 a month?? Lots of people pay half their salary on rent and the rest on food and bills - good on your friend for having the privilege to afford that but like what are the rest of the population supposed to do?

No I mean that’s a real case scenario for me - what do you propose I do so my building stops smelling like human shit all the time? is suing my landlord the only course of action?

So you’re advocating that because tenants pay the landlord to assume the risk - they shouldn’t have to worry about anything related to the property?

So for example if the door buzzer doesn’t work and the landlord knows this and hasn’t fixed it because it doesn’t affect them - it’s okay to just keep the main door always open and let anyone squat and shit anywhere in the communal areas of the building because the tenants don’t have to assume the risk of the properties losing value because any potential buyer dislikes the smell of feces? Cool, cool, but then as a tenant what do you propose I do so my building doesn’t always smell like shit?