This is an interesting but sad story. There needs to be criminal consequences for fraud on both sides. If the insurance company wants adjusters to be blatantly fraudulent it should pay enough they are willing to do prison time for the company.

The same as if someone committed arson to get an insurance payment. Fraud is fraud

you have a super specific situation where you know a professional contractor who is willing to do quality work for you for free.

If you can pull the permits do the work on your own then that’s great.

Most people are far less capable than they think and can’t meet even the incredibly low standards to pass code inspections.

Weird to say but yeah you can do unpermitted and subpar repairs with more ease on a property you are sole owner of. Harder to pull that off in a multi owner unit.

I’m surprised how lively it feels here. It’s amazing that it feels nearly as fell as reddit with not even 1% of the user base.