I’m fairly behind in Stable Diffusion, but I know the “recent” SDXL update is much better with text generation than old SD1.5. I’ve upgraded my local install to SDXL but haven’t put in the time learning the new workflows. A lot of users seem to have left AUTO1111 behind for COMFYUI.
Harrlogos XL is a popular text generation LoRA for SDXL.
Go directly to $p0rt $urge d0t n3t. It’s a curated list of free streams like crack streams, stream east, etc. I’ve been using it since following MMA on reddit 10 years ago. It has everything.